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Credit Manager - Consumer Lending

 

  • Join an International Organisation

  • Attractive Package on Offer

  • Exposure to assessing complex consumer credit applications is essential
  • "This client is one of the world's largest and most successful companies. In Australia and New Zealand they are a leading consumer finance company, offering ????? ????? range of consumer lending products. The business has grown significantly and is continuing to evolve to meet the changing needs of its customers.

    This role is a Senior Credit role in the Underwriting and Policy team. The role principally is to underwrite personal loan applications submitted by the Branch network, broker and Direct channels.

    This role will see you managing a team of 2 staff as direct reports but will also be influencing branch staff nationally. You should have proven leadership skills and the ability to lead from the front with sound credit decisions.

    Essential Responsibilities ·
    Underwriting of personal loan applications
    Must be able to independently assess any loan referrals without bias or influence from other parties
    Provide decisions on applications within reasonable service standard
    Communicate effectively in writing and verbally with sales managers/leaders
    Review and provide recommended policy and process changes as required

    Qualifications/Requirements ·
    Experience in underwriting of consumer credit loans
    Have a solid understanding of prime and sub prime lending market
    Have an ability to coach direct reports
    Strong Decision making skills and analytical skills
    Negotiation skills to make an alternate solutions where necessary
    Efficient time management and organisational skills

    Great future career opportunities on offer for the right candidate.

    Please apply below or email your resume to ???@???.???
    (??) ???? ????



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